My New Blog

We could all use a couple of extra bucks in our pockets, right? You don't have to increase your workload or beg for a raise in order to get the extra money-- you just have to save!

A great number of people spend money on items that they don't necessarily need. Others spend too much money on things that they need because they don't shop around. Below are a few money-saving tips that won't eliminate your "must-haves":

1. Combine your cable, internet and telephone service. Companies now offer combined services that not only cost less, but offer the convenience of a single bill.

2. Subscribe to magazines that are must reads. If you must have a certain magazine each month, subscribe. Subscriptions offer substantial savings over the cost at the newsstand.

3. Drive your car longer. The buy new versus used debate often overlooks the most important factor–how long you own your car. Drive it as long as you safely can for substantial savings.

4. Agree to limit gift giving. At Christmas our extended family and we go overboard when it comes to gift giving. Agree in advance to limit the gifts and save everybody some money.

5. Get healthy. Your health will directly impact the cost of life insurance and, in some cases, can reduce the cost of your health insurance.

6. Get organized and avoid missed payments. I’ve missed a payment or two because the bill got buried beneath a stack of papers. Get organized and avoid those late payment penalties. If you do miss a payment, call your creditor and ask to have the penalty removed. They’ll usually accommodate the request, at least the first time.

7. Buy online when it saves you money. I’ve used Amazon to buy more than just books. It sells just about anything and sometimes at substantial savings.

Find these tips and more when by visiting: http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/